Our Expertise

At OptiFin Solutions, we are a dedicated Financial Services Industry (FSI) Team with a wealth of expertise in critical areas essential for the smooth operation of banks and the financial system. Our comprehensive knowledge spans various domains, ensuring we deliver top-notch services to meet your needs.

Risk Modelling

Our team specializes in advanced credit risk modelling adhering to International Financial Reporting Standards.

Capital Optimization & Planning

We provide strategic solutions to optimize capital allocation and enhance financial performance.

Securities Valuation including Complex Derivatives

Our experts excel in valuing securities, including intricate derivatives, to ensure accurate financial reporting.

Top-Down Stress Testing

We conduct robust stress testing exercises to assess potential risks and vulnerabilities in your financial ecosystem.

Corporate Valuation

We provide accurate and comprehensive valuations for your business entities.

Financial Due Diligence

Our meticulous due diligence services help you make sound investment choices.

Employee Benefits

(IAS 19)

Ensure compliance and evaluate the social impact of your initiatives.

Socio-Economic Impact Assessment

Understand the socio-economic impact of projects and initiatives, driven by Sustainability.

Econometric Modelling

Our advanced econometric models unlock valuable insights for your business.

LIBOR Transition

Seamlessly navigate the transition to new reference rates with our expertise.

Policy Analysis and Evaluation

We have deep experience in the analysis and evaluation of economic and financial policies.

Automated Tools

Harness the power of automation for efficient and accurate processes.

Discover our innovative tools and solutions designed to cater to your unique needs. Our expert team offers a comprehensive range of offerings for Financial Institutions and Corporates. Explore our diverse set of tools below and elevate your success. We support you throughout your journey, regarding implementation, update, or upgrade.

IFRS 9

Our offerings go beyond the typical IFRS 9 solutions. We integrate Climate Risk Modelling, IFRS 9 into Product Pricing and Strategy, incorporate them into Internal Rating Systems, and leverage IFRS 9 Analytics for better decision-making.

Comprehensive coverage of Expected Credit Losses (ECL) computation, guaranteeing precise and dependable results.

We assist banks, investment funds, insurance companies or even institutions having trade receivables.

Suitable modelling structure, considering data availability and your unique business model.

BANK CAPITAL OPTIMISATION

Our innovative Tool plays a key role in uncovering the optimal capital allocation for banks and facilitates well-informed credit decisions. By optimizing risk-return jointly, we empower banks to make proactive and collaborative management decisions, ensuring they strike a sound balance between profitability and risk.

Strive to reduce Risk-Weighted Assets while attaining the desired credit portfolio return within defined limits.

Proactive and collaborative decision-making by bank management.

Move towards greener and more sustainable banking practices.

LIBOR TRANSITION

Our cutting-edge automated tool streamlines LIBOR transition for financial institutions and effortlessly generates payment schedules with various patterns under the new rates. Plus, our tool allows easy modifications and real-time rate retrieval, making the transition seamless and efficient.

Tailoring Cash Flow Schedules to the New Methodology

In-Depth Analysis of LIBOR to Overnight Rates Impact

Facilitating Bank-Customer Negotiations for Large Exposures